Diwali- A Popular Time to Make Big Investments!
We all have multiple dreams to fulfil in our lives. Since every festival has a hidden auspicious meaning behind it, we often plan to fulfill our desires and wishes during the festive season. So, as the festive season of Diwali approaches, the air gets filled with emotions of new beginnings, love, and warmth. Diwali is marked as the perfect time to transform one’s aspirations into existence, especially the hope of owning your own Home Sweet Home.
Possessing a home not only makes your life easy, but it also gives you security and a feeling of a personal safe space. It has a sense of belonging, a place where you can empty your mind and feel at peace.
Lately, property costs have increased, making the management of finances a bit difficult. However, Lenditt has solutions to everything that brings trouble to its customers. This year, Lenditt has become the guiding light on possessing a new home. It has recently launched online home loans, ensuring that your home-buying experience becomes as joyous and fulfilled during Diwali.
So, why rent when you can get a home loan from Lenditt and purchase your dream Home? On this auspicious occasion of Diwali, buy your dream property with Lenditt Home Loan. Here are some important details to know about Lenditt instant home loan.
Why Diwali is the Perfect Time to Buy a New Home!
As Diwali is an emotion for every Indian, it brings a range of attractive offers. It is the time when people believe in starting a new chapter and making a prominent investment, such as buying a home. The idea of entering your new home after performing Lakshmi Puja brings positive energy to your home. During this time, Builders and Brokers provide festive discounts and propose Diwali Sales, making it the perfect time to Buy a New Home!
How Easily does the Lenditt Home Loan work?
Lenditt Home Loan Steps are easy to follow and quick to apply, allowing you to secure your dream home while sitting at your home.
1. Eligibility Check:
To qualify for a Home Loan from Lenditt, you must get involved in the evaluation of various factors:
Regular Income Source:
Salaried - INR 15,000 Per Month Self-Employed - INR 20,000 Per Month.
Age:
Salaried- 18-60 years Self-Employed - 18-65 years.
Citizenship:
Resident Indian NRI (Non-Resident Indian).
Employment Status:
At least 3 years of experience.
2. Documentation:
Following are the documents you need to submit to get a Home Loan from Lenditt:
A. Indian Residents:
Employment details: Company ID Card, last 3 months’ salary slips.
KYC Documents: Passport, Driving License, Aadhaar Card, Voter ID Card, Registered Rent Agreement.
Bank account statements:
Salaried- Last 6 months
Self-Employed - 12 months
Document of proof of business: minimum 5 years (for businessmen/ self-employed professionals)
Form 16 (Part A & Part B) and filed Income Tax Returns (ITR) for the past two years
B. Non-Residents(NRIs):
PAN Card for both applicant & co-applicant(s)
2 passport-sized photographs
HR confirmation letter mentioning designation, gross salary, present address, and contact details.
Work permit/CDC required
Passport(all pages) for both the applicant and co-applicant(s)
Valid work visa
Payslips for the last 3 months
Overseas bank statements for the previous 6 months
Latest 6-month NRE/NRO bank statement
Income tax returns for the last 2 years
3. Application:
Apply for the Home Loan with Lenditt with These Few Steps:
Slide down to the Lenditt website and apply within 30 seconds.
Immediately, an advisor will be assigned to you, who will visit your house for the end-to-end fulfilment of your application.
After offer selection, verification and onboarding will be performed by the advisor.
Once your application gets approved, the advisor will collect hard copies of the documents and submit them to the bank, and your Home loan will be processed.
What Makes Lenditt Home Loan a Perfect Choice for You?
Competitive Interest Rates:
Lenditt provides a Home loan at competitive interest rates, with easy EMI payments. Our home loan offer has been specially curated to make it affordable for people from different backgrounds. With low interest rates, we aim to provide financial support that matches your expectations and makes you pay less over time.
Dynamic Customer Support:
Lenditt offers dynamic customer support via phone and WhatsApp chat. You can receive round-the-clock customer support that solves your queries and can guide you throughout the journey to your home loan.
Affordable EMI:
Lenditt offers loans that are easy to avail for people coming from diverse financial backgrounds. The EMI options are gentle on the monthly budget of the individuals. With this you can effortlessly manage your credit history and have a good monthly cash inflow-outflow balance.
No Foreclosure Charges:
If you choose to repay your loan amount partially or completely before the tenure, you will not be charged penalties. You can repay your debt according to your financial stability and comfort. This feature is particularly beneficial if your financial situation improves and you want to reduce your debt burden sooner.
Pradhan Mantri Awas Yojana Subsidy:
A government program in India called the Pradhan Mantri Awas Yojana (PMAY) aims to give the urban poor access to affordable homes. When taking out a house loan with Lenditt, qualified borrowers may be able to access additional financial benefits through this initiative, which might further lower the cost of housing.
Transparent Fees & Charges:
Our loan application fees, additional charges and penalty policies are kept transparent and affordable for the borrowers. By the approach of transparent fees and charges, Lenditt aims to provide 100% trustworthy and genuine services to our valuable customers.
Conclusion
In this blog, we have discussed the salient features that make Lenditt an attractive opportunity to fulfil your dream of owning a house. Our streamlined application process with dynamic chat support is always ready to serve our customers.
So, whenever you want to support your dream house with financials, you can apply for a home loan online at Lenditt to experience our customer-friendly services. To learn more about Lenditt's home loan, visit our official website or contact customer support.
A Happy, Prosperous and Safe Diwali to Everyone!