Your First Step Towards 
Homeownership!

One can avail as many home loans as required. There is no restriction on the number. However, the lender will grant loan after assessing your repayment capacity and eligibility.

Yes. According to sections 80C, 24(b), and 80EEA of the Income Tax Act of 1961, you may be eligible for tax benefits on repayment of the principal and interest components of your Home Loan. Since the benefits may vary each year, please consult your chartered accountant/tax expert for the most up-to-date information.

Repayment of the loan in monthly instalments comprising both principal and interest starts from the month following the month in which full disbursement is taken. In case of partially disbursed loan, a pre-EMI, which comprises of only interest, may be required to pay on a monthly basis.

A typical home loan process is completed within a month. However, there are factors like timely submission of required property documents or income related reports and any such important document sought by the evaluating bank which determines the time taken for the sanction of your home loan. The best way to reduce your processing time is to seek a pre-approval of your home loan from the bank and then look for your dream home.

Home Loan lenders maintain a margin to cover its cost and hence do not grant 100% of the property value as home loan. A maximum of 90% of the property value can be extended as a loan to the home buyer by the lender. A down payment of the balance amount would be required to pay by the buyer.

Home Loan - The most common type of loan availed to purchase a home. Depending on your financial institution you can get up to 80%-90% of the house’s market price in the form of financing. Loan against property - If you are looking to use your commercial or residential property as collateral against the funding, then Loan against the property is just what you need.

The following factors are taken into consideration for evaluating your loan eligibility: Age Residential status Annual Income Financial health Co-applicants’ age Co-applicants' income Credit score Other existing liabilities or loans, if any

Since the entire process is carried out digitally, users can access these services anywhere throughout India.

The Digi Gold & Silverare kept safely in the vaults of Sequel.

The platform does not impose additional costs, brokerage fees, or charges for security and insurance when purchasing Digital Gold and Silver.

The invoice for each purchase can be downloaded in the ‘My Orders’ dashboard within the buy reports section.

Investing in Digital Gold and Silver offers a range of advantages. Here are some potential benefits: Easy Transactions User-friendly platform that simplifies buying, selling, and managing Digital Gold and Silver investments. Secure Storage Digital Gold and Silver purchased through Lenditt are stored securely with Augmont. Flexibility This platform allows buying Digital Gold or Silver, starting just from Rs. 1. Liquidity You can liquidate your Digital Gold or Silver anytime. Transparent Pricing Lenditt assures Digital Gold and Silver pricing transparency, with rates close to market prices. Lower Entry Barriers Investing with Lenditt makes smaller purchases accessible to a broader range of investors.

After an order has been successfully placed, it cannot be cancelled.

The prices displayed do not include GST. The appropriate GST is applied to the listed price during the final checkout process.

You can initiate the closure of your account by contacting the customer support team. They will process your request to discontinue the account. Please ensure that your account's gold or silver holdings are sold back to Augmont at the current market rate before closing the account.

You can monitor your order in the ‘My Orders’ section, where all transaction details are listed.

Once you request delivery, you should receive your Digi Gold and Silver within 10 working days.

The selling amount shall be credited to your bank account within three to seven working days.

You will get your loan status in just 5 to 15 minutes. [Depends on the availability and accuracy of the shared documents.]

The income criteria start at a minimum of 20,000 INR, extending upwards without a specified maximum limit.

Of course, all your personal and financial information is 100% safe, secure and encrypted.

After repayment and loan account closure, you will receive a No Objection Certificate (NOC), indicating that you have cleared all your dues. This certificate is sent directly to your email. In cases of delayed or unpaid dues, you can download the NOC from the app after repayment of all the dues.

Customer service is available from 9 AM to 9 PM in India. Email support is accessible 24/7- support@lenditt.com

To apply for a loan from Lenditt, you must fulfil the following requirements: You must be an Indian citizen. You must be between 21 and 50 years old. You must be a salaried (>20,000) or self-employed individual. You must provide valid Bank statements You must provide IDs for identity and address verification.

The interest rate offered by Lenditt starts from 28% per annum.

The Loan tenure is between 120-180 days.

You can monitor the progress of your loan application through the dashboard feature on Lenditt's mobile App.

The application process is exclusively online and 100% Digitised.

Before applying for the loan, you must have the following documents handy: PAN Card for identification Aadhaar card for Address proof Work mail or salary slip as Employment proof 3 month’s Bank Statement as Income proof

The age requirement to apply for a loan ranges from 21 to 50 years.

Your account will automatically be closed when all the loans are paid. After certain months, if you want to take another loan, you must reapply and submit the required documents.

The minimum loan amount is INR 10,000 and the maximum is INR 2 Lakh.

Yes, you can foreclose the entire loan.

If the loan amount takes more than 24 hours to get credited to your account, kindly write your query to support@lenditt.com. Our support executive will contact you within 24 hours to assist you further.

The customer’s data is securely stored on the Non-Banking Financial Company (NBFC) servers.

In the event of non-repayment or Late payment, the process may involve sending notices, initiating legal proceedings, and potentially leading to court action.

When registering for the eMandate, address the following considerations during loan processing: Net Banking service must be activated in the bank account to register for the eMandate. You must have an active Debit Card or Internet Banking to register for eMandate. Once registered, please wait till the page is automatically redirected to the merchant's site (Lenditt App). Do not close the page or press the back button.

In case you are facing any difficulty while repaying the loan, you can seek guidance through in-app chat, email at support@lenditt.com, or phone us at 7600012589

Initially, if you are approved for the loan and make your payments on time, responsibly managing the loan can increase your CIBIL score.

Yes, your credit score will be assessed during the application process. Also, timely repayments will improve and enhance your credit score.

For urgent assistance, you can reach out via our provided email address- support@lenditt.com

Lenditt caters to customers nationwide, as its application process is conducted digitally. This allows the company to serve clients across all cities without geographical restrictions.

The gold and silver are securely stored in the vaults of Sequel.

After requesting delivery, the customer can expect delivery within ten working days*.

The invoice for each purchase is available for download in the ‘My Orders’ area within the buy reports section.

For security reasons, you cannot sell the Gold or Silver until 48 hours after purchase. You can carry on with the sale process after 48 hours.

You can buy Digital Gold or Silver starting from just Rs. 1, up to four decimal grams.

The prices displayed do not include GST. The appropriate GST is applied to the listed price during the final checkout process.

The funds will be credited to your bank account within three to seven working days.

You can monitor your order in the ‘My Orders’ section, where all transaction details are listed.

Neither are there any additional costs or brokerage charges. Also, there are no charges for security and insurance.

By government regulations, completing KYC is mandatory for purchasing Digital Gold or Silver.

Investing in digital gold and silver with Lenditt involves the necessary steps. Here's how Investing in Digital Gold and Silver Works: Download the Lenditt application from your mobile device or the web. Create your account and provide personal and other basic information to complete the verification process. After setting up, you can purchase Digital Gold or Silver at current market prices.

Yes, you can ask for physical Delivery of your Digital Gold or Silver anytime.

After an order has been successfully placed, it cannot be cancelled.

For assistance, feel free to email us at support@augmont.com or call us on 9090906867.

You can initiate the closure of your account by contacting the customer support team. They will process your request to discontinue the account. Please ensure that your account's gold or silver holdings are sold back to Augmont at the current market rate before closing the account.

We have extended our services nationwide.

You must download the Lenditt app from the Play Store or App Store. Register with an official email ID and fill in basic profile details. Upload your payslip, fill in the loan amount and click on Apply.

The age requirement to apply for a loan ranges from 21 to 50 years.

The income requirement starts at a minimum of 20,000 INR, extending upwards without a specified maximum limit.

The eligibility requirements to apply for a personal loan are: The individual must be a salaried professional Must have KYC Documents, Bank Documents Submission of the last 3 months' salary slips

The application process is exclusively online. 100% Digitised.

You will get your loan status in just 5 to 15 minutes*. [*Depends on the availability and accuracy of the documents shared.]

To get an instant loan, follow the below process: Download the application from the Play Store, App Store, and Web. Register using an official email address and complete your basic profile information. Upload your pay slip, specify the loan amount, and click "Apply" to submit your application.

Before applying for the loan, you must have the following documents handy: 1. Pan card 2. Aadhaar card 3. Salary slips

The minimum loan amount is INR 10,000, and the maximum is INR 1 Lakh.

In the event of non-repayment or Late payment, the process may involve sending notices, initiating legal proceedings, and potentially leading to court action.

The Loan tenure is between 90-120 days.

The interest rate is 0.1% flat per day.

Processing fees start from 6.5% of the loan amount{depending upon your risk profile}. There are no hidden charges.

You can monitor the progress of your loan application through the dashboard feature on the mobile app.

The loan amount is directly deposited into the applicant's bank account without involving third parties, digital wallets, or cash transactions.

Once the disbursement is initiated, the amount will be credited to your bank account within 24 hours. If you haven't received the amount for more than 24 hours, kindly write us at support@lenditt.com. Our support executive will contact you within 24 hours to assist you further.

When registering the eMandate, ensure to address the following considerations during processing: 1. Net Banking service must be activated in the bank account to register the eMandate. 2. You must have an active Debit Card or Internet Banking to register the eMandate. 3. Once registered, please wait till the page is automatically redirected to the merchant's site (Lenditt App). Do not close the page or press the back button.

Repayment can be made via the mobile app using options like UPI, debit card, credit card, or net banking.

Yes, you can fully settle the loan anytime without incurring additional charges.

Yes, your credit score will be assessed during the application process. Also, timely repayments will improve and enhance your credit score.

Applying for a loan can increase your CIBIL score, assuming you manage the loan responsibly and make timely repayments.

Yes, you can apply for a loan if you have a low credit score.

Advanced technologies are employed to maintain security and prevent fraud.

Of course, all your personal and financial information is 100% secure and protected through encryption.

Your data is securely stored on the Non-Banking Financial Company (NBFC) servers.

You can mail us at- support@lenditt.com or call us at- 7600012589

Customer service is available from 9 AM to 9 PM in India. Email support is accessible 24/7- support@lenditt.com

For urgent assistance, you can reach out via the provided email address- support@lenditt.com

Suppose you encounter challenges in repaying the loan. In that case, you can seek guidance through in-app chat, email at support@lenditt.com or by contacting us via phone- 7600012589

After the loan is fully repaid, you will receive a No Objection Certificate (NOC), indicating that you have cleared all dues. This certificate is sent directly to your email. In cases of delayed or unpaid dues, you can download the NOC from the app after repayment of all the dues.

As and when all the loans are paid, your account will automatically be closed. After certain months, if you want another loan, you must reapply for the loan and submit the required month's bank statements.

To invest in digital gold and silver via Lenditt, follow these steps: Download the Lenditt app from the Play Store or App Store. Register using your Personal and Basic information to complete the verification process. Once your account is set up, you can buy digital gold or silver at the prevailing market prices.

Yes, you can request physical delivery of the digital gold or silver you have purchased anytime.

If you need help, please don't hesitate to contact the customer service team via email at support@augmont.com or call at 9090906867.

For security reasons, you can continue the sale process only after 48 hours.

Augmont offers 24-carat gold and silver, each with a fineness of 999.

Lenditt offers a platform for investing in precious metals digitally, with services managed exclusively by Augmont. Through Lenditt, investors & customers can purchase and own 'Digital Gold' and 'Digital Silver,' which allow for the ownership of gold and silver in a digital format. This modern investment method provides a convenient and innovative way to invest in gold and silver without handling its physical forms.

Yes, by government regulations, completing KYC is mandatory for purchasing Digital Gold or Silver.

You can purchase Digital Gold or Silver in amounts as small as Rs. 1, up to four decimal places in grams.

To begin with, download the Lenditt Application from the Play Store or the Apple App Store, depending on your device. Once installed, create a unique profile. After registration, fill in your primary and employment details, serving as proof. Following this, choose from the Loan offer and click to apply.

Yes, you can apply for a loan with a low credit score.

Processing fees start from 6.5% of the loan amount (depending upon your risk profile). There are no hidden charges.

The loan amount is directly deposited into the applicant's bank account without involving third parties, digital wallets, cash transactions, or other payment platforms.

Lenditt Loans are categorised into 6 distinct types. They are: Instant Personal Loan Instant Medical Loan Instant Travel Loan Instant Bike Loan Instant Mobile Loan Instant Consumer Durable Loan

If you encounter challenges, you can seek guidance through in-app chat, email at support@lenditt.com, or call at 7600012589

Repayment can be made via UPI, Debit Card, Credit Card, or Net Banking.

To get an instant loan from Lenditt, follow the below-mentioned 5 easy steps: Step 1: Get Started- Download the Lenditt App and Sign up. Step 2: Eligibility Check- Submit Basic details & Documents to check eligibility. Step 3: KYC & Banking- Upload Documents for KYC and Bank Account Details. Step 4: Loan Selection- Select from the eligible Loan Offers available. Step 5: Access Funds- Check your Bank for the loan.

With Augmont's support, Lenditt facilitates gold delivery to cities nationwide in India.

Digital Silver represents an investment in silver held digitally rather than in material form like traditional silver coins, bars, or bullion. Investing in Digital Silver is exclusively administered by Augmont.

Lenditt is a platform that provides digital gold service. The Buying and Selling of Digital Gold is a service managed by Augmont. Digital Gold is a modern investment that allows individuals to buy and own gold digitally rather than physically bullion or coins.

Augmont offers 24-carat gold and silver, each with a fineness of 999.

Investing in Digital Gold and Silver offers a range of advantages. Here are some potential benefits: Easy Transactions User-friendly platform that simplifies buying, selling, and managing Digital Gold and Silver investments. Secure Storage Digital Gold and Silver purchased through Lenditt are stored securely with Augmont. Flexibility This platform allows buying Digital Gold or Silver, starting just from Rs. 1. Liquidity You can liquidate your Digital Gold or Silver anytime. Transparent Pricing Lenditt assures Digital Gold and Silver pricing transparency, with rates close to market prices. Lower Entry Barriers Investing with Lenditt makes smaller purchases accessible to a broader range of investors.